There are two types of loans:
- Secured Loans. These loans are secured against the amount you have in your shares, and are available immediately, ‘over the counter’ or by applying online here – Secured Loan application form
- Unsecured Loans. Loans which are higher than the amount of your shares. These loans are assessed by our Credit committee, who meet weekly to consider applications. For a loan of this type, please apply online here – Unsecured Loan application form. It is important that the form is completed fully and accurately.
- *** Members should note that ALL loans are secured by the amount which you have in shares.