There are two types of loans:

  • Unsecured Loans. Loans which are higher than the amount of your shares. These loans are assessed by our Credit committee, who meet weekly to consider applications. For a loan of this type, please apply online here –

    Unsecured Loan application form
    It is important that the form is completed fully and accurately.

  • Secured Loans. These loans are secured against the amount you have in your shares, and are available immediately, ‘over the counter’ or by applying online here –

    Secured Loan application form

  • *** Members should note that ALL loans are secured by the amount which you have in shares.

Loan Calculator


*PLEASE NOTE** the total interest quoted on the calculator does not include the annual rebate which may be paid to all borrowers at the end of the financial year.

Need further information? Email us today at or call us on 028 90455 415

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