There are two types of loans:

  • Secured Loans. These loans are secured against the amount you have in your shares, and are available immediately, ‘over the counter’
  • Unsecured Loans. Loans which are higher than the amount of your shares. These loans are assessed by our Credit committee, who meet weekly to consider applications. For a loan of this type, please apply online on Online loan application form or download Loan application form. It is important that the online form or the downloaded form is completed fully and accurately.
  • *** Members should note that ALL loans are secured by the amount which you have in shares.

Loan Calculator


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